Black Bear: Technical Excellence. Cloud Efficiency.

Navigating the complexities of Australian Tax, Property, and SMSF.

The Australian financial landscape is one of the most complex in the world. At Black Bear, we specialise in managing that complexity for small and medium businesses, SMSF and property investors. We provide the deep technical knowledge required for accurate compliance, delivered through streamlined, cloud-based processes.

We try to be smart and efficient in how we work - lowering your compliance costs while ensuring your financials and tax returns are precise, accessible, and ready for viewing by third parties (banks, brokers, buyers etc) if required.

Our Core Specializations

We provide compliance and strategic accounting across three main areas:

  • Property & Business Tax: Navigating the intricate intersection of property ownership, capital gains, and business structures.

  • Xero Cloud Accounting: We use Xero as our primary tool for its reliability and transparency, though we are proficient in all innovative cloud platforms.

  • SMSF Administration: We are experts in BGL 360, using its automated capabilities to drive down the cost of yearly compliance while maintaining rigorous regulatory standards.

A Principled Approach to AI & Data Security

Innovation is valuable, but in accounting, integrity is non-negotiable. We use Artificial Intelligence cautiously and only in limited, non-sensitive capacities to enhance our internal research and efficiency.

Our Commitment:

  • No Private Data in AI: We never input client financial reports or sensitive tax data into public AI models.

  • Human-Verified Accuracy: All compliance work and technical advice is the product of human expertise and deep knowledge of Australian tax and property law.

  • Secure Cloud Environment: Your financial data remains exclusively within our secure, bank-grade platforms (Xero, BGL and box.com).

We believe in using technology to make our processes smoother, but we never outsource our professional judgment or your confidentiality to an ai provider.

Posted on February 18, 2026 .